Many Americans have been giving thirty day notices, from their employers, over the last two years. If you find that you are in this situation then the first thing you need to do is start getting your resume into order. Update it and send it out to as many businesses that you can. Once you have you resume all together, you should than begin to apply for unemployment coverage, as this will ensure that you continue to receive checks (from the government) after you salary is finished paying out.
You should also take a look at your insurance benefits and decide what coverage you will still require. If you are currently covered through your employer than you will need to look into extending this coverage or replacing it. Now is the time to start exploring all your options.
When you are terminated from a job, your health insurance may be continued through a government-sponsored program know as C.O.B.R.A. (Consolidated Omnibus Budget Reconciliation Act). C.O.B.R.A. has been available to the unemployed for many years; however, the cost has always been prohibitive. Just when you have lost your income, you become responsible for the total cost of your health insurance. Your employer no longer subsidizes the premium and you become responsible for the entire cost. Because this was extremely expensive, many people opted out of the C.O.B.R.A. plan. Today, however, as part of the stimulus package, our government has offered to pay 65% of the premiums for C.O.B.R.A. insurance for a specific period of time in the hopes that a person would find new employment during that time.
The government has considered an extension of this subsidy, yet many of the unemployed are not certain of where they stand at this time. They are aware that the extension has been granted, yet they still feel that they much hustle to find affordable health insurance for themselves and their family.
Affordable health insurance is the goal of our government today. They have yet, however, to devise a plan to provide this to the average citizen. Until such time as we actually do have affordable health insurance available, it will be necessary that every individual investigate his options and obtain the best possible policy for himself and his family.
It may seem tough to find affordable health insurance, now a days, however there is a solutions. Go to www.gohealthinsurance.com and you can obtain health insurance quotes from numerous companies at one time.
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